Coverage
Five lines cover most of the last-mile economy. Each page below explains the coverage in plain language, what contracts usually require, and what drives the price.
The full program — auto liability, physical damage, cargo, and driver coverage in one placement. Start here if you want the whole picture.
The core road policy. Contract limits, hired and non-owned auto, and what the certificates need to show.
Insuring the goods you move and the vehicles that move them, sized to your manifest.
Driver injury coverage and the classification question underneath it.
Premises, operations, in-home delivery incidents, and the limits contracts request.
Send me your contract and fleet list. I'll map the requirements to actual coverage and tell you what's missing.
TISKIY